| Pakistan is one of the leading countries in farm output worldwide and is world's fifth largest milk producer. Pakistan's principal natural resources are arable land and water. About 25% of Pakistan's total land area is under cultivation and is watered by one of the largest irrigation systems in the world. Agriculture accounts for about 23% of GDP and employs about 44% of the labor force. Keeping in view the statistics and potential in the agriculture sector, we have desgined a complete range of financial solution to cater the needs of the farming community. | | Expansion, transition, succession, whatever the change is, we are here to help. Whether your are starting out or have been farming for years, getting the right financing to fit your business plans is critical to success. We understand your need for flexible financial products and dedicated expertise to seize opportunities & reap the success of your vision. We have built our dedicated team to reach all the Rural Communities of Pakistan. Talk to one of our Agriculture specialist today to see what an RBS Farm Finance Specialist can do for you. |
RBS AGRICULTURE PRODUCTS & SERVICES | PRODUCT & SERVICES | FEATURES | BENEFITS |
|---|
Ever Green Scheme
- To fulfill all the working capital requirements of the farmer
- Purchase of Inputs like, seeds, fertilizers & pesticides etc | - Maximum three years facility
- Revolving Credit
- Mark-up recoverable on Rabi/ Kharif Season
- Once a year clean-up
- ATM Card
- Cheque Book
| This flexible medium term loan option is designed to purchase seed; fertilizer, pesticides, and meet other working capital requirements on the farm. | Tractor Financing
-Purchase of Tractor & Trolley | - 3 – 5 years Facility
- Term Finance / Lease
- Flexible repayment options in tandem with the farmer's seasonal liquidity.
- Easy Quarterly Installments
- Asset Insurance to cover the risk of theft or accident.
| Tractor Finance/ Lease facility not only helps the farmers to increase the production capacity of their farms but also converts their expenses of tractor rentals into asset creation. Tractor is another source of energy generation at farm where electricity is not available, this facility makes more possible. | Farm Mechanization
- Purchase of machinery & equipment. | - 3 – 5 years Facility
- Term Finance / Lease
- Easy Quarterly Installments as per borrower’s liquidity position
| Purchase of machinery such as combine harvester, thresher, picker, digger, planter, sowing drill, cane crusher etc, which would not only help the farmers in improving farming activities but can also increase their cash-flow by renting it out to other farmers. This would also ensure higher yields through better & mechanized farming techniques, which would maximize the profit and cut down the cost of production. | Tube-Well Financing
- Purchase of Tube-well or to fulfill the working capital requirements of the farmers regarding irrigation. | For Development Purposes:
- 3 – 5 years term finance facility
- Flexible repayment options in tandem with the farmer's seasonal liquidity.
- Easy Quarterly Installments
- Asset Insurance
For Working Capital Requirement
- Maximum 3 year revolving credit facility for working capital requirements.
- Once a year clean-up
- ATM Card
- Cheque Book
| This facility would help the farmers to meet the irrigation /water requirements for the purchase of tube-well, installation and electricity charges of tube-well, turbines, lift pumps. Electrical installation including cost of power lines and transformer. Sprinkle, trickles and drip irrigation systems etc. Keeping in view the scarcity of water through canals, tube wells play a vital role in irrigation, thus catering the highly important requirement for farming through this product. | Farm Transportation
- Purchase of Farm Transport i.e. motor cycles, pick-ups, trucks, refrigerator van, mini truck, country boats etc | - 3 – 5 years Facility
- Term Finance / Lease
- Flexible repayment options in tandem with the farmer's seasonal liquidity.
- Easy Quarterly Installments
- Asset Insurance to cover the risk of theft or accident.
| This facility helps the farmers to reduce their transportation cost. As a huge range of transportation vehicles are provided to the farmers to meet their transportation requirements. This will also give the farmers a chance to approach the market directly and fetch better prices by eliminating the middle-men. | Livestock Financing
- Livestock Farm construction Finance & Finance to meet Working Capital requirements of Livestock Farms | For Development Purposes:
- 3 – 5 years term finance facility
- Flexible repayment options in tandem with the farmer's seasonal liquidity.
- Easy Quarterly Installments
- Asset Insurance
For Working Capital Requirement
- Maximum 3 year revolving credit facility for working capital requirements.
- Once a year clean-up
- ATM Card
- Cheque Book | This facility is designed to provide finance to all types of livestock farming for both development & production purposes. We provided finance for working capital and fixed investment needs of the following categories
Poultry: Broiler and layer production, breeder flock, hatchery, product processing, packing transportation, storages, compound feed making etc.
Dairy Farming & Fattening of Animals: Milk animals, feed lot and fattening station structure and equipment ,fattening of animal, milk chilling plant, milk plants, cold storages, construction of sheds for animal, opening of private veterinary clinics (veterinary equipment) , opening of veterinary stores etc.
Fisheries:
Inland: Fish seed and feed, manure charges, running charges of tube-well pumps, construction excavation, expansion and rehabilitation of ponds, water channels, fencing, net twine, rope etc
Marine: Fuel, ,ration, and ice for marine fisheries, engine and spare parts, new boats and trawlers, boat equipment etc. | Land Development
- Finance for land development and improvement. | - 3 – 5 years Demand Finance Facility
- Flexible repayment options in tandem with the farmer's seasonal liquidity.
- Easy Quarterly Installments.
| This facility is for land development and improvement i.e. land leveling, laser leveling, clearance of jungles, farm field layout, terracing, contouring, soil reclamation, mini dams, water reservoir, land formation etc. | | Godown Construction & Green Tunnel Farming - Construction godowns/cold storages or to fulfill the working capital requirements of the farmers | For Development Purposes:
- 3 – 5 years term finance facility
- Flexible repayment options in tandem with the farmer's seasonal liquidity.
- Easy Quarterly Installments
- Asset Insurance
For Working Capital Requirement
- Maximum 3 year revolving credit facility for working capital requirements.
- Once a year clean-up
- ATM Card
- Cheque Book | This facility is for the construction of cold storages, green tunnel, godowns, bins, silos, structure for wheat, steel/metal capsules, hire charges for storages of raw agricultural product etc. This facility is also to fulfill the working capital requirements like electricity charges, employee wages etc of the cold storage/godowns etc. Godowns help store the farm merchandize and availability of seasonal fruits & vegetables round the year thus fetching better prices. | Agro Industrial Financing
- Finance for setting up an Agro Industry or to meet its working capital requirements | For Development Purposes:
- 3 – 5 years term finance facility
- Flexible repayment options in tandem with the farmer's seasonal liquidity.
- Easy Quarterly Installments
- Asset Insurance
For Working Capital Requirement
- Maximum 3 year revolving credit facility for working capital requirements.
- Once a year clean-up
- ATM Card
- Cheque Book
| This facility is provided for setting up and meeting the working capital requirements of seeds processing units, installation of fruit and vegetables machinery, milk chilling units, milk pasteurization plants, polishing, grading, packaging of fruits and vegetables, compound feed mills, bio-gas and sulphuric acid generation plants etc. |
For Further details contact our Relationship Managers at your nearest branch:
1. Main Branch, 310 - Upper Mall, Lahore
Umair Wahla/Naveed Malik
042-575-1000 Ext:2621
Lahore - Raiwind Road
Usman Naqvi
042-5320164
0321-8453449
Sargodha
Tariq Ayub
048-3726647
0300-9600845
Bhalwal
Fateh Noon
0486-642405
0300-4164998
Sialkot - Daska Road
Shahwar Hussain
052-3240203
0300-6129723
Faisalabad
Ishaq Husnain
041-2636341
0321-6541878
Multan
Adnan Akram
061-4581904
0321-6323593
Vehari
Rizwan Ullah
067-3366582
0321-6301499
Bahawalpur
Adnan Zafar
0622-731115
0300-8684500
D G Khan
Naeem Tahir
064-2474175
0321-6476299
Hyderabad
Salman Yousaf
022-2781077
0300-3010730
Sukkur
Tahir Hussain
071-5628967
0333-7122789
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