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What sort of damages is my home insured against?
The policy covers any damage to the house and its contents and valuables occurring due to:

A		Fire, Explosion (including explosion of domestic appliances i.e. stoves), Lightning, Thunderbolt, Earthquake.
B		Riot, Strike, Labor disturbances and malicious act (burglary, theft etc.)
C		Aircraft and other aerial devices or other droppings (as well as falling trees)
D		Bursting and over-flowing of underground water or sewerage pipes
E		Flood, Typhoon.

What will not be covered in the house, against this policy?
The house and contents will not be covered against wear and tear and/or burglary/theft by servants and/or a house member.

Can this policy be bought directly from EFU?
This product has been designed especially for RBS customers and can only be availed through RBS at the stated price and coverage.

What is the premium payment process?
Premium can be paid through:

		Account: Direct Debit instructions
		Credit Card

Claim process
In case of any eventuality covered under the All Rounder Insurance policy, you simply need to notify EFU General on the numbers mentioned below.

The expected time for settlement of a claim under this policy may extend up to 30 working days subject to the condition that all required documents have been submitted to EFU General and you have complied with all necessary terms and conditions.

EFU General Insurance LTD (Clifton Division) 311, 3rd Floor, Clifton Centre Block-5, Clifton, Karachi 75600 Phones: (021)-35837031-33, (021)-35873338-9 Fax: (021)-35873136, (021)-35836860 Email: Clifton@efuinsurance.com Hotline for RBS Customers (021)-35361192, (021) 35830866

Disclaimer
The applicant/buyer of this product fully agrees and understands that the Bank shall under no circumstances whatsoever, be responsible nor shall the Bank be held liable to the applicant/buyer or any other third party in respect of any representation and/or undertaking made by EFU General in relation to this insurance product and/or any benefits arising out of it. Should the applicant/buyer proceed to subscribing to this insurance product he/she shall do so on a voluntary basis at his/her sole risk and the Bank shall have no responsibility or liability whatsoever in respect of any disputes and/or claims arising as a consequence of this insurance product.

If our products and services have interested you and would like further information please call our Customer Interaction Centre at 111-06-06-06