RBS has tied up with EFU General Insurance Ltd. to bring you All-rounder Insurance- a comprehensive security package designed to meet all your expenses incase of an unforeseen disaster or eventuality.
What benefits does All-rounder
provide?
- Home structure as well as its contents and valuables:
Damage to the structure of your home or virtually any of its contents and valuables (excluding cash, jewellery and mobile phones).
- Cash and jewelry:
Loss of cash and jewellery in the house or in your
possession while you are travelling (covers your spouse as well).
- Personal accident:
Covers you against accidental
death and disability
- Personal documents:
Covers the replacement costs
incurred due to loss or theft
of personal documents issued
by the Government of Pakistan
(i.e. NIC/Passport/Driving License)
- Free Third Party Liability Coverage:
Incase of burglary, the policy will cover both yours and your guests losses up to the policy limit.
What price do I pay to avail this insurance?
The following 2 packages are designed to meet your needs:
| Coverage Description |
Package A (PKR) |
Package B (PKR) |
| Home Structure |
2,000,000 |
2,000,000 |
| Home Contents and Valuables |
100,000 |
100,000 |
| Cash and Jewelry |
50,000 |
50,000 |
| Third Party Liability (Free) |
100,000 |
100,000 |
| Personal Accident |
- |
150,000 |
| Personal Documents |
- |
1,500 |
| Total Coverage |
2,250,000 |
2,401,500 |
|
| Monthly
Premium |
PKR
485 |
PKR
700 |
| Yearly
Premium |
PKR
5,800 |
PKR
8,000 |
What sort of damages is my home insured against?
The policy covers any damage to the house and its contents and valuables occuring due to:
- Fire, Explosion (including explosion of domestic appliances i.e. stoves), Lightning, Thunderbolt, Earthquake, Floodand Typhoon
- Riots, Strikes, Labour Disturbances and Malicious Acts (burglary, theft etc.)
- Aircraft and other aerial devices or other droppings (as well as falling trees)
- Bursting and over-flowing of underground water or sewerage pipes
|
