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As a Business First customer, you can enjoy convenience and flexibility with the following value-added services:
- 79 online branches nationwide
- 24 hour account access to any RBS ATM worldwide and over 3000
 ATMs across the country
- Free instant funds transfers to any account maintained with RBS
- Evening Banking until 7pm, Mondays to Fridays so that you can bank around your schedule
- Drop Box facility available at 81 convenient locations across the country
- Real-time SMS alerts on your transactions as and when they happen
- e-Statement facility to keep you informed of your daily transactions
- Bill Payment facility for your utility and phone bills through your nearest RBS ATM or our Customer Interaction Centre
- Access to our 24 hour Customer Interaction Centre with dedicated phone banking officers serving you round-the-clock
Deposit products
Our Deposit products are a perfect fit for your demanding banking needs offering you transactional convenience as well as high returns on your deposits.
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Business First Current Account – Transactional Account
This account gives you round the clock access to your funds and brings you the following benefits:
- Free online transactions, Pay Orders / Demand Drafts, Outward
Clearing Returned Cheques and Same Day Clearing Cheques on maintaining a monthly average balance of PKR 150,000 or above
- Free of charge over the counter cash deposits and withdrawals
at all RBS branches
- Free first 10 leaf cheque book at the time of account opening
- Free complimentary insurance benefits such as:
*ATM Withdrawal Insurance is only applicable on the RBS ATM card issued with the
Business First Current Account
**With Personal Accident Insurance, up to 3 individuals can be insured in case of
non-individual account
*** Business Cover Insurance will be available to all business concerns
For details, please refer to Business First Insurance Products Terms and Conditions and Frequently Asked Questions (FAQs).
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Business First Classic Account - Checking Savings Account
A perfect combination between high liquidity and high yield offering you:
- A tiered structure allowing you to maximize returns while maintaining your day to day transactional needs
- Profit calculation on a daily basis ensuring that you get more from your deposit.
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Business First Anchor Account - Savings Account
Giving you a variety of saving opportunities that complement your every need, this account offers you:
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Competitive rates guaranteeing high returns
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Profit is paid on the minimum balance that you maintain in a month
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Multiple profit payment frequency options on a monthly or half yearly basis for increased flexibility
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Business First Value Term Account - Term Deposit Account
Providing you with a variety of flexible investment opportunities that will suit both your short - term and long - term investment goals. The benefits you can avail are as follows:
- Flexible tenure options ranging from 1 month, 3 months, 6 months, 1 year, 2 years, 3 years, 5 years and 7 years
- Option for automatic renewals on profit rates prevailing at maturity
- Options to avail monthly, quarterly, half - yearly and annual profit payment frequency
- Partial encashment facility
With every deposit product you maintain with us, we offer waivers on bank charges on maintaining a monthly average balance of PKR 1 million. |
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In addition, if you maintain a monthly average balance of PKR 2 million in your Business First Current Account or a monthly average balance of PKR 3 million in your Business First Savings or Term Deposit Account, you will have the priviledge of becoming our Royal Preferred Banking customer.
You will enjoy access to exclusive benefits and preferential rates as well as the comfort of conducting your banking transactions from our luxurious Royal Preferred Banking lounges across the country.
For details on our fees and charges please refer to our prevailing Schedule of Bank Charges
Collateralised loan facility
To cater to your evolving business needs, we can provide you all the financial assistance you require by offering you:
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Cash near Cash
Helping you meet your sudden cash flow needs.
- Acquire funds against your existing deposits or near cash instruments without liquidating them
- Earn income from your pledged deposit or near cash instrument without it being disturbed
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Bancassurance plans We offer you a wide range of insurance plans at special rates selectively designed to protect your business property, valuable assets and cash.
Business Cover - Business Insurance plan
A plan for your business security covering you against all unforeseen circumstances such as natural disasters and terrorism. The plan provides coverage against:
- Structural damage as well as contents and valuables of your business property
- Personal accident
- Burglary
- Loss of cash and
- Facial signboard / signage damage
You can choose from the following plans that best suit your requirements:
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ATM Withdrawal Insurance
Providing you coverage against theft or robbery for cash withdrawals made with your RBS Relationship Card through any RBS ATM across Pakistan.
For further details please click here.
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Mobile Phone Insurance
A coverage plan against theft of your mobile phone.
For further details please click here.
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For more information on how Business First works best for you and your business, simply call our Customer Interaction Centre at 111-06-06-06 or visit our nearest branch for further assistance.
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