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At RBS, we understand that life can be unpredictable. Illness and death can strike without warning, and in case such an unfortunate event should occur, you would not want yourself or your loved ones to be burdened by your Credit Card’s outstanding balance. This is why we offer you "Credit Protection."

What is Credit Protection?

As an RBS Credit cardholder up to the age of 60, your credit card outstanding balance is insured in the event of death, terminal illness, critical illness, temporary or permanent disability.

How much claim coverage will you be given?

Credit Protection protects you against:

Coverage Coverage Description Coverage up to (PKR)
Death
The amount of closing balance plus credit charges on the closing balance for a maximum period of two months after the date of death. Coverage is up to PKR 1,000,000.
1,000,000
Terminal illness
The amount of closing balance plus credit charges on the closing balance for a maximum period of two months. Coverage is up to PKR 1,000,000.
1,000,000
Critical illness
The amount of members closing balance.
Full payment of outstanding Credit Card balance.
Temporary Total Disability
The continuation of the minimum monthly payment during the disability period up to maximum of 12 months.
Continuation of minimum monthly payment up to 12 months.
Permanent Total Disability
The amount of closing balance plus the credit charges on the closing balance. Coverage is up to PKR 1,000,000.
1,000,000

How much will it cost you?

It costs just 0.90% of outstanding on your RBS Credit Card balance every month, which works out to just 90 paisas for every PKR 100 of your outstanding balance.

How can you activate it?

You can activate this facility, by simply calling our Customer Interaction Centre at 111-06-06-06

For more infromation about our products and services, please call our Customer Interaction Centre at 111-06-06-06

 

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