Home Buyer
If lack of funds is the only reason why you haven’t even started looking for a home, your worries are over. Whenever you find your dream home, let Home Buyer secure it for you.
- It's quite simple. You can borrow up to
70-80%* of
the appraised value of your new home (or
up to Rs. 50 million, whichever is lower).
- Flexible installments allow you to repay the principle at your convenience, within a period of 3 to 20 years
*80%
for Consumer Banking clients and salaried
individuals belonging to "A" rated
companies. 70% for all others unless otherwise
specified. Restrictions apply on loans above
Rs. 15 million.
Home Builder
Would you rather build your dream home than buy a ready-made one?
- Home builder lets you borrow
up to 80% of the appraised value of the
property* (or
up to Rs. 30 million, whichever is lower).
- You can build your home exactly the way
you want it. Flexible installments allow
you to repay the principle at your convenience,
within a period of 3 to 20 years.
*Appraised
value is the market value of the land plus
the estimated cost of construction, as determined
by independent appraisal agencies.
Home Lender
If you're already living where you want to, but feel your home needs to look fresh, then Home Lender is perfect for you. Meet all your renovation expenses - whether it's repainting the house, remodeling the kitchen, building an annex or even buying new furniture.
- You can obtain financing of up to 50% of the appraised value of your property (or Rs. 10 million, whichever is lower), and get started.
- You then get to choose an installment plan that best meets your needs and repay the principle over a period of 3 to 20 years.
Home Refinance
If you already have a home loan, you may get that loan transferred to Home Refinance
- Home Refinance allows you to borrow an amount equivalent to your current loan outstanding balance from elsewhere and gives you a chance to pay back with flexible installments within a period of 3 to 20
- You can avail a maximum loan amount of up to Rs. Rs.30 million .
Eligibility based
on certain criteria such as the type of loan,
repayment history, etc. Please contact one
of our mortgages Relationship Managers for
further details.
Home Deal
You want to purchase and improve your home simultaneously; RBS can make that happen.
- An addition of 5% LTV
- Loan amount from PKR 1 MM to PKR 50.
- Applicable for salaried segment*
*VG customers, self-employed individuals and businessmen, who have 6 months relationship with RBS are eligible.
If our products and services have interested you and would like further information please call our Customer Interaction Centre at 111-06-06-06
