Banking privileges to cater to your business needs
With Business First, we offer you solutions of convenience and flexibility alongwith the following range of value- added services for your banking requirements:
- An extensive countrywide branch network of 79 online branches
- 24 hour account access to any RBS ATM worldwide and over 3000
ATMs across the country
- Free instant funds transfers to any account maintained with RBS
- Evening Banking service until 7pm, Mondays to Fridays so that you can bank around your schedule
- Drop Box facility available at 81 convenient locations across the country
- Real-time SMS alerts on your transactions as and when they happen
- Free of charge e-Statement facility allowing you access to your account information through email
- Bill Payment facility for your utility and phone bills through your nearest RBS ATM or the Customer Interaction Centre
- Access to our 24-hour Customer Interaction Centre with dedicated phone banking officers serving you round-the-clock
Deposit products
 |
|
Business First Current Account – Transactional Account
Keeping in mind your busy schedule, this account gives you easy access to your funds and brings you the following benefits:
- Free online transactions, Pay Orders / Demand Drafts, Outward
Clearing Returned Cheques and Same Day Clearing Cheques on maintaining a monthly average balance of PKR 150,000 or above
- Free of charge over the counter cash deposits and withdrawals
at all RBS branches
- Free first 10 leaf cheque book at the time of account opening
- Free complimentary insurance benefits such as:

* ATM Withdrawal Insurance is only applicable on the RBS ATM card issued with the Business First Current Account
**With Personal Accident Insurance, up to 3 individuals can be insured in case of non-individual account
***Business Cover Insurance will be available to all business concerns
For details, please refer to Business First Insurance Products Terms and Conditions and Frequently Asked Questions (FAQs).
|
| |
|
 |
Business First Classic Account - Checking Savings Account
A perfect combination between high liquidity and high yield; an ideal solution giving you the following privileges:
- A tiered structure allowing you to maximise returns while maintaining your day to day transactional needs
- Profit calculation on a daily basis ensuring that you get more from your deposit
|
| |
|
 |
Business First Anchor Account - Savings Account
Offering a variety of saving opportunities to complement your every need, this account provides you with:
- Competitive rates guaranteeing high returns
- Profit paid on the minimum balance that is maintained in a month
- Multiple profit payment frequency options on a monthly or half-yearly basis for increased flexibility
|
| |
|
 |
Business First Value Term Account - Term Deposit Account
A variety of investment opportunities for your short-term and long-term goals, this term deposit account comes with the following offerings:
- Flexible tenure options ranging from 1 month, 3 months, 6 months, 1 year, 2 years, 3 years, 5 years and 7 years
- Option for automatic renewals on profit rates prevailing at maturity
- Options of monthly, quarterly, half-yearly and annual profit payment frequency
Partial encashment facility
|
| |
|
Exclusive Royal Preferred Banking privileges
 |
|
At Royal Preferred Banking, our focus is always to serve you with utmost dedication. We present you the following benefits you can enjoy as our most preferred customer:
- Royal Preferred Banking lounges to match your lifestyle, allowing you the privilege of banking that is marked by quality, style and luxury
- Exclusive Preferred Teller counters enabling you to conduct transactions in complete privacy
- Waivers on a host of banking transactions including online transactional facility
- Premium service delivery offering quick turn around time
We strive to serve our most valued customers such as yourself exclusively with special care to ensure that every Royal Preferred Banking experience of yours is a memorable one.
For further details click here
|
| |
|
Preferential offering on our Loan products
To cater to your evolving business needs, we can provide you all the financial assistance you require by offering you:
 |
|
Cash near Cash
Helping you meet your sudden cash flow needs.
- Acquire funds against your existing deposits or near cash instruments without liquidating them
- Earn income from your pledged deposit or near cash instrument without it being disturbed
|
| |
|
Preferential offering on our Bancassurance solutions
We understand the importance of securing your business property, valuable assets and cash for a stable future. Hence we offer you a wide array of insurance plans to suit your coverage needs at special offerings
Business Cover – Business Insurance plan
A plan for your business security covering you against all unforeseen circumstances such as natural disasters and terrorism. This special insurance plan provides you coverage against:
- Structural damage as well as contents and valuables of your business property
- Personal accident
- Burglary
- Loss of cash
- Damage to facial signboard / signage
Please refer to the table below for Business Cover plan options to suit your requirements.

 |
|
ATM Withdrawal Insurance
Providing you coverage against theft or robbery for cash withdrawals made with your RBS Relationship Card through any RBS ATM across Pakistan.
For further details please click here
|
| |
|
 |
Mobile Phone Insurance
A coverage plan against theft of your mobile phone at a minimum premium payment.
For further details please click here
|
| |
|
For more information on how Business First works best for you and your business, or if you would like further personalized information from our Relationship Managers please call 111-06-06-06 or visit your nearest RBS Royal Preferred Banking Center.