Your child has dreams Pilot, doctor, engineer, lawyer, banker…you can never really predict the heights your child’s dreams will touch someday. Saving for your child’s future is a responsibility of all parents - so are your savings enough to make those dreams come true?
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At RBS Bank, we believe in providing you with the means and solutions
to ensure stability in not just your life but also your family’s life.
RBS has tied up with EFU Life Assurance Ltd. to bring to you Treasure
Plus. Treasure Plus is an investment plan with an added advantage of an
insurance cover aimed at providing for your child’s education needs.
Enrollment in Treasure Plus is really very simple. You select the
premium amount (in multiples of 12,000) and term of the plan. Minimum
annual premium amount for RBS Royal Preferred Banking customers is Rs.
120,000 to Rs. 24 million. Minimum annual premium amount for
RBS Royal Preferred Banking customers is Rs. 120,000 to Rs. 24 million.
You have the flexibility of paying the amount on a monthly, quarterly,
half yearly or annual basis. When your child reaches the college going
age, you will receive a lump sum amount to meet his/ her education
needs.
In case of your untimely death, your beneficiary child will receive the
sum assured under this plan. In case of an accidental death/
disability, your beneficiary child will receive an additional payment
of sum assured which will be over and above the regular sum assured
payable under this unique child education insurance plan.
As a valued RBS Royal Preferred Banking customer, you may enjoy enhanced non medical sum assured limit upto Rs. 800,000. However you may also opt for a higher sum assured which may be subject to medical evaluation of yourself, if required, by EFU Life.
Frequently Asked Questions
- How safe is my investment?
- Do I have the option of withdrawing from this fund?
- What makes Treasure Plus unique?
- Academic excellence scholarship
| How safe is my investment? The investment you make is extremely safe, as your Capital is guaranteed for the basic premiums* you have paid. On top of that you will also receive handsome returns based on the performance of the fund. This is explained clearly in the illustration tables below. *Basic Premium = Total Premium you have paid less charges of insurance |
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What makes Treasure Plus unique? In addition to the above, Treasure Plus also offers a unique School Fee Continuation Benefit. This option would ensure continuity of your dream to give your child the best education in case of your untimely death. Example: If your age is 35 years and you buy Treasure Plus for your child for an annual premium of Rs.60,000 for a term of 15 years. The above feature would enable your child to receive Rs.6,000 (1% of the sum assured) as monthly school fee, till the expiry of the term of the plan in case of an unfortunate eventuality. |
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Academic Excellence Scholarship Being a valued Treasure Plus policyholder, your beneficiary child will automatically be enrolled for EFU Life’s Academic Excellence Scholarship’ Program. This program offers lump sum ‘scholarship’ if your nominated child gets “first-class-first” from a recognized panel of institutions in Pakistan so that he/she can fulfill his/her dreams of completing his/her Masters. So, Treasure Plus is not just an attractive investment option, it’s a protected and secure investment that makes sure that the money you have earmarked for your child stays there even if you don’t. |
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Disclaimer
- Assumed rate of return in Treasure Plus is not guaranteed and there is no upper or lower limit of what you might get back, as the final cash value of Treasure Plus is dependent on a number of factors including future investment performance. The benefits shown assume that premiums are paid in full when due.
- The applicant/buyer of this product fully agrees and understands that the Bank shall under no circumstances whatsoever, be responsible nor shall the Bank be held liable to the applicant/buyer or any other third party in respect of any representation and/or undertaking made by EFU in relation to this life insurance product and/or any benefits arising out of it. Should the applicant/buyer proceed to subscribing to this life insurance product he/she shall do so on a voluntary basis at his/her sole risk and the Bank shall have no responsibility or liability whatsoever in respect of any disputes and/or claims arising as a consequence of the investment performance of the Fund comprising of contributions from the applicant/buyer and/or for any other reason whatsoever. The cash value and benefits shown assume that premiums are paid in full when due and no withdrawals have been made from the policyholder’s cash value.
If our products and services have interested you and you would like further personalized information from our Relationship Managers please call 111-06-06-06 or visit your nearest RBS Royal Preferred Banking Center.
Important Information for US Persons
The offering, sale and/or distribution of many of the products or services described on this website is not intended in any jurisdiction to any person to whom it is unlawful to make such an offer, sale and/or distribution, including the United States.