RBS introduces and welcomes you to the new and improved BTF, your One Stop Payment Shop that takes care of all your financial needs for you. BTF is the most convenient, flexible, economical and easy-to-use loan facility designed to suit your needs and give you the power to control your finances. It brings you a variety of features that provide you the spending convenience you need.

‏     Flexible repayment One stop payment shop 100% free cash withdrawal

Features

• Personal line of credit limit between PKR 50,000 to PKR. 500,000*
• Mark-up charged on utilized amount only

*Up to PKR. 2,000,000 for Prime Customers only. Conditions apply.

Benefits:

• Mark-up charged on utilized amount only
• Loans and Credit Card bill payments by enjoying a substantially lower mark-up on your outstanding amounts
• 100% cash withdrawal at no extra cost
• Drop Box Facility
• Inter Bank Funds Transfer
• Discounts at merchant outlets nationwide
• 24 hours Customer Interaction Centre
• No processing fee
• Utility bill payments including PTCL , SSGC , SNGPL , Mobilink , Paktel , and Ufone
• Current account
• Relationship Card
• Sign up for Monthly BTF E-statements
• Withdraw cash worldwide through 1-Link, MNET and CIRRUS networks by using your Relationship Card
• Experience the convenience of SMS banking

Eligibility

• You are eligible for BTF if you are between the age of 21 and 60 years
• Have a valid credit card (VISA, MasterCard or American Express).

Documentation

Complete the application form and attach the following:

• Employment Certificate from HR/Personnel Department addressed to RBS(stating designation, tenure of employment gross and net salary)
• Copy of last month’s Credit Card Statements.

For salaried individuals

• Employment Certificate from HR/Personnel Department addressed to RBS (stating designation, tenure of employment gross and net salary)

For self-employed individuals/businessmen

• Copy of Certificate of Professional Association (for self-employed professionals only)
• Proof of business (Proprietorship Letter or Partnership Deed or Memorandum & Articles of Association)

Frequently Asked Questions regarding BTF
Schedule of Charges for BTF Facility
Terms and Conditions for BTF Facility

If our products and services have interested you and you would like further personalized information from our Relationship Managers please call 111-06-06-06 or visit your nearest RBS Royal Preferred Banking Center.